When to Take Insurance in Blackjack

July 26th, 2010 by admin Leave a reply »

The good thing about playing blackjack is that you can be offered with insurance if the dealer shows an Ace. The point here is, you can have insurance if you will put in the insurance spot half the size of your bet. The insurance spot is just on the table. So, if the dealer has got a blackjack, you will be receiving two-one on your insurance bet. With this, you are getting back your initial bet back. However, if the dealer has no blackjack, then you lose your insurance bet but you will continue on with the game. Prior this, the dealer will ask first everybody if they want an insurance. An ace is the up card for the dealer. If you have gone to the casino, what the dealer usually says is “insurance open”. He then waits for several seconds for the players to set and put half of their bet size in the designated spot, and then close it by saying “insurance closed”. That is playing the game in casinos.

You can also play blackjack online. This is a great innovation as it offers opportunities to anyone at anywhere in anytime they want. In online playing, every person or player is asked in insurance or no insurance or yes or no style. The questioning is done beginning from right to left sideways. In an online casino blackjack game, you will be asked also if you would like insurance. Insurance is utilized if a player has blackjack. The player holding it will say “I will take even money”. This means that he or she is surrendering the three-two blackjack bonus. This guarantees their triumph on their initial bet. With this, they are piling up the insurance. So when the dealer has blackjack, they will push on their own blackjacks and be victorious over the insurance. Similar to blackjacks in casinos, if the dealer has got no blackjack, then they will lose their insurance bets. Good thing here is that they can get it back when they will be paid three-two on their own blackjack. There are players who are with a twenty and they are placing money on the insurance spot. This is to protect them from the blackjack.

This game is betting so it involves taking risks. If you are to play it and use the insurance, be prepared. But if you feel you can’t make it then, never take it. If we look closely, there are nine cards which do not make blackjack for the dealer as compared against only four cards that can make blackjack. It is plain luck that will lead you to success. In short, the casino pays a ratio of 9:4. If we consider this, we will surely lose much money as time progresses with the insurance. Sometimes, you may try it, but beware, do not take insurances always or you will have no more money left for you. Plain blackjack game is okay. Insurance in blackjack is an option for you to decide on.

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